The Outline

 

Video: 2018 Condo Market Outlook Event

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What an amazing turnout for our 4th annual Condo Market Outlook Event!  As usual, Urbanation provided ground-breaking information and left everyone with very useful market stats, trends, and takeaways about the new, resale, and rental condo…

Gallery: 2018 Condo Market Outlook Event

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Thank you to everyone that joined us for our 4th annual Condo Market Outlook Event.  Please enjoy the pictures, and also be sure to check out the video recap in an upcoming post.

March 2018 - TREB Stats and Commentary

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In an effort to assist our realtors and clients gain further insight into the Toronto real estate market data, we have accumulated a database of TREB results on a monthly basis for the past 10 years (sales, avg price, new listings &…

Group Life Insurance - Only Part of The Solution

Ownership of individual life insurance at its lowest level in 30 years: The Life Insurance and Market Research Association (LIMRA) 2013 study shines a light on a developing problem for Canadian households: Individual ownership of…

2018 CMHC Prospective Home Buyers Survey

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In preparation for its 2018 Home Buyers Survey, CMHC surveyed 2,507 prospective home buyers on-line. Respondents were all prime household decision-makers who intend to purchase a new home within the next two years, including approximately 1,500…

Is the floor about to fall out of the Toronto housing market? Things may not be what they seem.

Written by: Outline Financial / Jan 30, 2018 For at least the last half decade, some economists and real estate analysts have predicted a crash in Toronto’s housing market. Minor, recent dips aside, it’s yet to happen. Now, those same…

Bank of Canada Increases Overnight Rate to 1.25%

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Jan 17, 2018 - The Bank of Canada today increased its target for the overnight rate to 1 1/4 per cent. The Bank Rate is correspondingly 1 1/2 per cent and the deposit rate is 1 per cent. Recent data have been strong, inflation is close to…

Major Policy Change - another day, another mortgage change...and this one's BIG!

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While the details are still trickling in, the Office of the Superintendent of Financial Institutions (OSFI) has once again used its powers to tighten mortgage qualification rules.  These changes could be effective as early as today…

Bank of Canada Increases Overnight Rate to 1%

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Oct 11, 2017 - The Bank of Canada is raising its target for the overnight rate to 1 per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent. Recent economic data have been stronger than expected, supporting…

2017 Mortgage Consumer Survey

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CMHC recently completed an online survey of 3,002 recent mortgage consumers, all prime household decision-makers who had undertaken a mortgage transaction in the past 12 months. Sixty-five percent had undergone a mortgage renewal, 15% had refinanced…

Pay Attention to Your Beneficiary Designation

It's more important than you think Naming a beneficiary is a valuable feature of life insurance and segregated funds policies so it is important to carefully choose your beneficiaries. Estate - the default choice Many people choose…

What is a credit score, and how to improve yours.

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What is a Credit Score: Your credit score is a number that illustrates your financial health at a specific point in time. It also serves as an indicator of your financial past, and how consistently you pay off your bills and debts. This…