Mortgage renewals are one of the most neglected decisions made during the life of a mortgage. When the time comes, most borrowers return to their current lender for a variety of reasons:

Too time consuming to look elsewhere
Believe they are getting the best rate if they stay
Not knowing that they have options elsewhere.

Experience shows that most lenders will initially offer clients a rate that is higher (or much higher) than what they are willing to renew at and/or what is available at competing lenders. Don’t necessarily think that just because your lender offers you their best rate, that you are getting the best rate possible when renewing your mortgage. Negotiating is key, and even then, you may not get the best mortgage rate available to you.

Outline Financial can go to work for you, leveraging our direct access to over 30 lenders, we can review the cost/benefit of relocating your mortgage, and if it makes sense to stay, we can help you negotiate (or often negotiate directly) the best rate possible for your mortgage renewal.

Professional Mortgage Advisors

Rates from 30+ Lenders

Designed to Fit Your Goals

Professional Mortgage Advisors

Rates from 30+ Lenders

Designed to Fit Your Goals

Why Work with Outline Financial?

Our goal at Outline Financial is to analyze your circumstances and provide you with the knowledge you need to make the best decision possible. While some lenders may be driven by their bottom line, we are driven by your customer experience and financial success. We will provide you direct access to our pool of over 30 lenders and negotiate on your behalf to find you the best possible rate and product based on your goals when it comes time to renew your mortgage.

Don’t wait until the last minute to make a decision about renewing your mortgage, give yourself the time needed to make an informed choice. Contact Outline Financial so we can start the process early on. We . We’re here to work for you; you can trust Outline Financial with all of your mortgage renewal needs.

Benefits of Working with Outline Financial?

Professional Mortgage Advisors
Rates from 30+ Lenders
Exceptional Guidance & Advisory
Customer-Focused

Apply Now

Is it almost time to renew your mortgage? Contact Outline Financial today to learn about your options.

Get Started

Is it almost time to renew your mortgage? Contact Outline Financial today to learn about your options.

Get Started

Is it worth taking a chance on the wrong mortgage provider?

We’ll ensure that you work with the same Outline account manager and team members from start to finish, while our extensive network of associated professionals—from real estate agents to accountants and lawyers—make sure your needs are met every step of the way.

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Testimonials

“The team are top notch in every way. Always going above and beyond to stay ahead of the curve for their clients. Most people talk about it, but they actually do it. They define success and we are very fortunate to be able to work with them.” – Dave

“Professional, Personable, and Service Oriented. Anytime I recommend the Outline Financial team I know they will be welcomed with a friendly smile, treated with respect and get the information they need to make an educated and informed decision.” – Corrie

“I would like to take this opportunity to thank you all for your help and advice. Samantha, without your detailed explanation of budgeting, I would never have a clear picture of where I stand before making and offer. Joanna, without your advice, I would have given up on buying this home…just to let you know I am very grateful. Heather, you provided me lots of advice and help, and in the end, the rate worked out very well too, so thank you very much. Now that the closing is done…I am excited to plan for the future.” – Wayne

“The team is professional and knowledgeable in their field. Not only have they provided me with exceptional service, they have also given me excellent advice on related matters. The team is highly responsive and committed and I am pleased to provide them with a strong recommendation.” – Robin

“We want to thank you and your team! You not only provided us with a great mortgage…you and your team gave us peace of mind and that’s priceless!” – Melanie

“My wife and I have relied on Joanna and the team several times over the years to help us navigate the byzantine world of personal finance, debt management and mortgage renewals. They always strive to provide the best deal thoroughly customized to meet our needs. I would gladly recommend the team to anyone – and in fact, I have on several occasions.” – Adrian

“The Outline Financial team provided outstanding service for my client. They work fast, arranged the most suitable plan, and helped my client through the mortgage process. I recommend the team to anyone looking for a great advisor!” – Blair

“The team was an absolute pleasure to work with. They made the mortgage process the easiest part of homeownership. We were confident they would go above and beyond to get us the best rate – and they did. Their approach was professional and customer-focused. We knew we were in good hands from the beginning. I wouldn’t buy another house without them.” – Melissa

A Few of Our Lending Partners

Canadian Mortgage Award Recipient

Get Started

Professional Mortgage Advisors

Rates from 30+ Lenders

Designed to Fit Your Goals

Professional Mortgage Advisors

Rates from 30+ Lenders

Designed to Fit Your Goals

Why Work with Outline Financial?

Is it almost time to renew your mortgage? Contact Outline Financial today to learn about your options.

Is it almost time to renew your mortgage? Contact Outline Financial today to learn about your options.

Is it worth taking a chance on the wrong mortgage provider?

Testimonials

A Few of Our Lending Partners

Canadian Mortgage Award Recipient

Have questions?

Send us a message:

Or give us a call:

(647) 363-7463

Outline Financial FSCO Mortgage Broker License #13151

Outline Financial

Contact

Legal

Search Outline Financial News

Get a Quote

Professional Mortgage Advisors

Rates from 30+ Lenders

Designed to Fit Your Goals

Professional Mortgage Advisors

Rates from 30+ Lenders

Designed to Fit Your Goals

Why Work with Outline Financial?

Is it almost time to renew your mortgage? Contact Outline Financial today to learn about your options.

Is it almost time to renew your mortgage? Contact Outline Financial today to learn about your options.

Is it worth taking a chance on the wrong mortgage provider?

Testimonials

A Few of Our Lending Partners

Canadian Mortgage Award Recipient

Have questions?

Send us a message:

Or give us a call:

(647) 363-7463

Outline Financial FSCO Mortgage Broker License #13151

Outline Financial

Contact

Legal

Search Outline Financial News