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Outline Financial - Mortgages, Insurance, Advisory
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Mortgages


Insurance

Mortgage renewals are one of the most neglected decisions made during the life of a mortgage. When the time comes, most borrowers return to their current lender for a variety of reasons:

  • Too time consuming to look elsewhere
  • Believe they are getting the best rate if they stay
  • Not knowing that they have options elsewhere.

Experience shows that most lenders will initially offer clients a rate that is higher (or much higher) than what they are willing to renew at and/or what is available at competing lenders. Don’t necessarily think that just because your lender offers you their best rate, that you are getting the best rate possible when renewing your mortgage. Negotiating is key, and even then, you may not get the best mortgage rate available to you.

Outline Financial can go to work for you, leveraging our direct access to over 30 lenders, we can review the cost/benefit of relocating your mortgage, and if it makes sense to stay, we can help you negotiate (or often negotiate directly) the best rate possible for your mortgage renewal.

Professional Mortgage Advisors

Rates from 30+ Lenders

Designed to Fit Your Goals

Professional Mortgage Advisors

Rates from 30+ Lenders

Designed to Fit Your Goals

Why Work with Outline Financial to Renew or Transfer Your Mortgage?

Our goal at Outline Financial is to analyze your circumstances and provide you with the knowledge you need to make the best decision possible. While some lenders may be driven by their bottom line, we are driven by your customer experience and financial success. We will provide you direct access to our pool of over 30 lenders and negotiate on your behalf to find you the best possible rate and product based on your goals when it comes time to renew your mortgage.

Don’t wait until the last minute to make a decision about renewing your mortgage, give yourself the time needed to make an informed choice. Contact Outline Financial so we can start the process early on.  We . We’re here to work for you; you can trust Outline Financial with all of your mortgage renewal needs.

Benefits of Working with Outline Financial?

  • Professional Mortgage Advisors
  • Rates from 30+ Lenders
  • Exceptional Guidance & Advisory
  • Customer-Focused
Apply Now

Is it almost time to renew your mortgage? Contact Outline Financial today to learn about your options.

Get Started

Is it almost time to renew your mortgage? Contact Outline Financial today to learn about your options.

Get Started

Great Rates. Great Service.

Is it worth taking a chance on the wrong mortgage provider?

We’ll ensure that you work with the same Outline account manager and team members from start to finish, while our extensive network of associated professionals—from real estate agents to accountants and lawyers—make sure your needs are met every step of the way.

Apply Now

Testimonials

“The team are top notch in every way.  Always going above and beyond to stay ahead of the curve for their clients.  Most people talk about it, but they actually do it.  They define success and we are very fortunate to be able to work with them.” – Dave

“Professional, Personable, and Service Oriented.  Anytime I recommend the Outline Financial team I know they will be welcomed with a friendly smile, treated with respect and get the information they need to make an educated and informed decision.” – Corrie

“I would like to take this opportunity to thank you all for your help and advice.  Samantha, without your detailed explanation of budgeting, I would never have a clear picture of where I stand before making and offer.  Joanna, without your advice, I would have given up on buying this home…just to let you know I am very grateful.  Heather, you provided me lots of advice and help, and in the end, the rate worked out very well too, so thank you very much.  Now that the closing is done…I am excited to plan for the future.” – Wayne

“The team is professional and knowledgeable in their field.  Not only have they provided me with exceptional service, they have also given me excellent advice on related matters.  The team is highly responsive and committed and I am pleased to provide them with a strong recommendation.” – Robin

“We want to thank you and your team!  You not only provided us with a great mortgage…you and your team gave us peace of mind and that’s priceless!” – Melanie

“My wife and I have relied on Joanna and the team several times over the years to help us navigate the byzantine world of personal finance, debt management and mortgage renewals.  They always strive to provide the best deal thoroughly customized to meet our needs.  I would gladly recommend the team to anyone – and in fact, I have on several occasions.” – Adrian

“The Outline Financial team provided outstanding service for my client.  They work fast, arranged the most suitable plan, and helped my client through the mortgage process.  I recommend the team to anyone looking for a great advisor!” – Blair

“The team was an absolute pleasure to work with.  They made the mortgage process the easiest part of homeownership.  We were confident they would go above and beyond to get us the best rate – and they did.  Their approach was professional and customer-focused.  We knew we were in good hands from the beginning.  I wouldn’t buy another house without them.” – Melissa

PreviousNext

A Few of Our Lending Partners

 
PreviousNext

Real People. Real Advice.

Meet some of the team.

What Joanna wants you to know about Outline Financial: 

“We take the time to listen to clients’ needs beyond simply searching for favourable mortgage rates and terms. Frankly, anyone can do that. We want to be able to provide our clients with mortgage solutions to drive their personal financial success and give them an array of options to achieve their short- and long-term goals.”

What Jason wants you to know about Outline Financial: 

“Simply put – we care.  While many companies may say that, we try to live it by putting ourselves in our clients’ shoes and advising from their perspective. ‘Why should we do this? What are the pros and cons? How could this impact our clients in the future?’ These are questions we ask ourselves every day.”

What Samantha wants you to know about Outline Financial:

“We’re completely focused on teamwork and providing an amazing customer experience. We’re constantly sharing ideas and information to ensure that our clients have a full understanding of their mortgage options. We’re never satisfied until our clients get what they need, and that makes Outline a special place to work.”

What Molly wants you to know about Outline Financial:

 “It all comes down to our team-based approach.  When I first joined Outline, I was amazed by the proactive, positive attitude that our brokers employ when helping clients realize their personal financial goals. Our team is always ready to think outside the box, which is very important at a time when the rules for acquiring mortgage financing are changing and becoming more challenging.”

What Jason wants you to know about Outline Financial:

“Everyone that works for Outline is the very best in the business at what they do,” he explains. “The level of knowledge and expertise that the members of our team bring to the table is really unrivalled in the industry. We’re all obsessed with perfecting the client experience, and that means we’re always adapting to stay on top of the market and finding innovative new ways to better serve our clients.”

What Olena wants you to know about Outline Financial:

“What I really enjoy about working here is the fact that there are no wrong answers to a problem. I’ve worked with organizations that have a way of doing business and won’t explore other possibilities. At Outline, the options are limitless, and you can feel comfortable brainstorming and being creative. This creates a great experience for us as team members, and that allows us to deliver the very best service to our clients.”

What Mark wants you to know about Outline Financial:

"We focus on being the best, so we can provide the best experience possible to our clients. That means keeping a strong focus on training and continuing education, but it’s our culture that really stands out. At Outline, it’s all about delivering great service as a team, which makes me want to push myself to be the very best broker I can be."

What Erin wants you to know about Outline Financial:

“There’s a real entrepreneurial spirit behind this company. This isn’t like some companies where it’s all about profit and pushing out products. We’re a group of like-minded individuals, working together to build lasting relationships with our clients and helping them achieve their financial goals. It’s so rewarding to watch them become successful.”

What Andrew wants you to know about Outline Financial:

“Our work goes beyond helping clients get approved for a mortgage.  We help advise on sustainable strategies to manage their debt and other financial considerations.  A mortgage is the biggest debt most people will take on in their lives, so it’s important that our clients get the right plan built to suit their specific needs.”

What Sandra wants you to know about Outline Financial: 

“Our customer experience goes well beyond taking a client application and submitting it to the lender. We get to know our clients, learn about their short- and long-term personal financial goals, then help them choose the right lender and product to suit their unique needs. I love the fact that our team is completely committed to doing what’s right for our customers, while being fully supportive of each other’s success by offering help, ideas and innovation whenever it’s needed.”

What Kailey wants you to know about Outline Financial:

“At Outline, there’s a real sense of family across our team. We work collaboratively and always put the client’s needs first by giving them the tools to make the right decisions for their financial future. By bringing together a team of diverse professionals, we’re constantly growing our knowledge base to ensure we always exceed our clients’ expectations.”

What Shannon wants you to know about Outline Financial:

"Prior to joining Outline, I worked on the lender side of the business, and experienced first-hand Outline’s professionalism, focus on building quality relationships and the way they prioritize clients’ needs above everything else.  At Outline, we’re dedicated to helping our clients find customized mortgage solutions and our team approach means that no matter which agent a client works with, they always have access to the expertise (and great customer experience) of our entire company.”

Canadian Mortgage Award Recipient

Get Started

Have questions?

Send us a message:

Or give us a call:

(647) 363-7463

Outline Financial FSCO Mortgage Broker License #13151

Outline Financial

Outline Financial is one of Canada’s top-rated mortgage and insurance companies offering direct access to rate and product options from over 30 banks, credit unions, mono-line lenders and insurers all in one convenient service. The Outline team was formed by senior level bankers and financial planners that wanted to offer clients choice with an exceptional service experience.

 

 

 

 

Contact

Tel: (416) 536-9559
Email: hello@outline.ca
Click here to book a call

Outline Financial – Head Office
465 King Street East – Suite 15
Toronto, ON M5A 1L6
(King & Parliament)

Outline Financial – Carlaw Avenue
326 Carlaw Ave – Suite 103
Toronto, ON M4M 2R6
(Carlaw & Eastern)

Outline Financial – First Canadian Place
100 King Street West – Suite 5700
Toronto, ON M5X 1A9
(King & Bay)

Outline Financial – Ottawa Office
90 Richmond Rd – Suite H
Ottawa, ON K1Z 6V9
(Richmond & Island Park Dr.)

Legal

FSCO Mortgage Brokerage Licence #13151

FSCO Life Insurance and Accident and Sickness Insurance Agent License #36641M

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