Michael spent much of his career as a trusted leader in the Commercial Banking divisions of two major Canadian banks. Over those years he worked alongside countless people, many of them entrepreneurs, professionals, and families running businesses, and learned that behind every balance sheet is a person with their own goals, worries, and ambitions. His approach was always the same: take the time to understand what someone is really trying to achieve, then build a solution tailored to them.

Through that work, Michael saw firsthand how powerful life insurance can be, not only as protection, but as one of the most effective wealth-building and tax-planning tools available. Too often it was the piece of the plan his clients overlooked or misunderstood. In 2021 he made the move to focus on it full-time, and his banking background quickly set him apart. Years spent at the centre of his clients’ business and personal finances gave him a unique perspective on how insurance fits into the bigger picture, along with a strong network of partners to draw on for his clients’ benefit. It also gave him a mission: sharing the strategies used to create and preserve wealth with people who didn’t think they were wealthy enough to access them, or didn’t know they existed.

At Outline, Michael’s work spans the full range of what insurance can do. Some days that means helping a couple who just bought their first home put the right term coverage in place. Other days it means working through advanced Life Insurance and Life Insurance Finance strategies and comprehensive planning for people with complex estates and businesses to protect. Because he has worked through the most sophisticated planning scenarios, he understands how each piece of a financial plan fits together, and that depth is exactly what lets him see the big picture and meet clients wherever they are. His approach is built on professionalism, integrity, and innovation, and on relationships that evolve as his clients’ lives and needs do. Throughout, Michael has prioritized making complex financial strategies understandable and building long-term relationships rather than completing transactions.

Michael holds an MBA in Finance from the Odette School of Business at the University of Windsor.

When he’s not helping clients secure their financial futures, Michael lives in Toronto with his family and spends as much time as possible at their cottage in the Haliburton Highlands, skiing in the winter and enjoying the lake in the summer. He’s an avid powersports enthusiast who hits the trails whenever time permits, in any season, and there are few things he enjoys more than pairing a great wine with a delicious meal and sharing it with friends and family.

Ready to take control of your insurance strategy? Reach out to Michael today and discover how insurance can be a valuable asset in your financial plan. Book a meeting with him here.