Simon Ta brings years of financial industry experience to his work as a Mortgage Underwriter at Outline Financial—perspective that has helped him understand the many client-service benefits that a boutique firm can deliver: “I’ve worked for larger firms and one of the big banks, and I’ve seen first-hand the advantages that clients gain when working with a firm of this size.”
After attending York University to study international business, Simon decided to shift gears and build a career in the finance industry. Most recently, he worked as a Senior Mortgage Specialist at Street Capital after spending five years at CIBC in the bank’s mortgage servicing department. “My job was to help our clients understand that a mortgage isn’t a burden,” he recalls. “A mortgage is a tool that can help you pay off debt faster, or expand your financial portfolio. The right product can actually help improve your financial situation.” Simon is currently working to earn his mortgage agent’s license.
In his view, the key to delivering outstanding customer service is working with clients to set a vision for their financial success, while helping them secure the very best mortgage rate possible and highlighting the many ways to achieve those financial goals faster. “Before I got into this business, I thought that the best strategy was to put the bare minimum down for a mortgage, but there are costs involved with insuring high-leverage mortgages. Those are the extra details that larger banks and lenders don’t talk about. When you work with a firm like Outline and come to understand your options, it’s a major eye-opener.”
What Simon wants you to know about Outline Financial: “Our company offers a great mix of lending and insurance products that we can package together to meet the needs of our clients,” he says. “We also have a highly nimble team that’s engaged on every file. If one team member needs help, others step up to lend a hand. You don’t see that level of collaboration at other mortgage brokerages.”
Here’s what you may not know about Simon: He’s a passionate car enthusiast whose dream is to drive a Bugatti Chiron (base price more than $3 million). Ever the optimist, Simon thinks it could happen one day! Until then, he’ll stick to learning about new technologies, from the latest iPhone to most advanced TVs, and spending time with his wife and two children—when he’s not renovating his home, that is. “There’s always something I want to improve in my house.”